Sabtu, 30 Januari 2016

Free Download BUDGETING: How To Take Control Of Your Money, Reduce Debt And Start Living, by Noel Bradshaw

Free Download BUDGETING: How To Take Control Of Your Money, Reduce Debt And Start Living, by Noel Bradshaw

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BUDGETING: How To Take Control Of Your Money, Reduce Debt And Start Living, by Noel Bradshaw

BUDGETING: How To Take Control Of Your Money, Reduce Debt And Start Living, by Noel Bradshaw


BUDGETING: How To Take Control Of Your Money, Reduce Debt And Start Living, by Noel Bradshaw


Free Download BUDGETING: How To Take Control Of Your Money, Reduce Debt And Start Living, by Noel Bradshaw

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BUDGETING: How To Take Control Of Your Money, Reduce Debt And Start Living, by Noel Bradshaw

Product details

Paperback: 37 pages

Publisher: Independently published (October 27, 2018)

Language: English

ISBN-10: 1729313485

ISBN-13: 978-1729313480

Product Dimensions:

6 x 0.1 x 9 inches

Shipping Weight: 3.8 ounces (View shipping rates and policies)

Average Customer Review:

4.7 out of 5 stars

14 customer reviews

Amazon Best Sellers Rank:

#937,224 in Books (See Top 100 in Books)

This guide is deceptively short and it can seem like it is some run of the mill book about saving money, but it is actually not. It is brief because it is to the point and there is no nonsense, no filler in it, just pure helpful information. It about something that everyone should know, because budgeting is a base to more advanced stuff when it comes to dealing with your own money. Well-written, precise, you can read this in an hour, but be sure that you will then go back and underline some things. I can say that, personally, I got a few great advice from this book and I am not a complete novice when it comes to saving money and financial literacy. Excellent guide, everyone should at least skim it, check it out and take control of your personal budget.

Noel Bradshaw is a former award-winning journalist and now Best Selling author of self help and personal finance books. The booklet BUDGETING How to Take Control of Your Money, Reduce Debt and Start Living is helpful and simple guide to personal budgeting and money management. You can act immediately on what you have learned. Knowledge is only potential power, and to release the power you must apply what you know and have learned and be in control of your personal finances by getting out of debt and living life to the ful.The content of the booklet:Chapter 1 - Personal Finance Management: The Big Picture Chapter 2 - The Difference Between Good And Bad Debts Chapter 3 - The Importance Of Having A Plan Chapter 4 - Minimizing Expenses Chapter 5 - Investing In Your Future Chapter 6 - Paying Off Bad Debts.Practical advice:We don't need to get everything we want all the time, but it can be considered a healthy practice to indulge in some of the things we want now.So, if you're able to provide for both your current and future needs as well as your wants, then your personal finance management grade goes up significantly.Meeting your current and future anticipated needs, need planning.Keep abreast of your Cash Flow This term refers to the direction in which your money moves: going into your pockets or accounts and out of them. Considering that the main objective of personal finance management is meeting both current and future needs, you should always aim for positive net cash flows every month. Keep records and control.... it is essentialBut, if you're able to budget your money wisely and effectively, your chances of having all your needs - both now and in the future - as well as all your wants, will be very high. And that means your chances of living a very satisfying and secure life will be very high. Beware of spending on purchases you don't really need.On the other hand, good debts have the following characteristics: − The payment terms are very affordable and not a burden on your monthly cash flows; and − Used for something you really need; or − Will allow you to make money. For example, you have an opportunity to buy a home for your family instead of renting -You will also need excellent budgeting skills to get out of bad debts. You will need consistently control .The author gives advice on a contingent savings approach, a sample of which can be found in Annexure A of the booklet. While this approach seems to work for most people, this is neither the wisest nor the most effective way to achieve your financial goals.Hence, by using a budgeting approach you will significantly raise your chances of being able to successfully and consistently put money aside for your future needs. This is called the prioritized savings approach, a sample of which can be found in Annexure B.When it comes to minimizing expenses, there are many different things - usually small ones - that if done right and consistently can add up to substantial savings every month and every year. In this chapter, we'll look at some of the best ways you can minimize your expenses.There is also advice on some important mental approaches to effectively budget expenses. Discipline and a desire to change is essential. Set goals and stick to them.Having tackled mental approaches to budgeting your expenses, it's time to get practical. The author gives examples of how you can save money. If you are serious about improving your financial future, you will be able to come up with a host of ideas of your own.You may be wondering why investments are an important part of budgeting. Put simply, investments are the means by which you can make your money grow. It's also the means by which - if done right - can make it easier for contentment in life.A very practical booklet with motivating value.Scarlett Jensen5 October 2018

It’s really unfortunate that my generation were never actually taught how to budget or manage money. This has led to many mistakes that have caused early debt and unnecessary struggle. On top of that, student loans and other burdens stand in the way of progress. So, I try to check out these books whenever I have the chance to. This is actually a great read and is incredibly short too. I’ve gone through the book about three times and feel like many of the suggestions will come in handy for me. I’ve already recommended the book to some of my friends as I feel the tips really stand out for the problems we are facing. I think everyone should check out this book. Even if you’re great with money, you can always pick up a few more tricks that can help you become even more successful with your savings and budget.

Budgeting: How To Take Control Of Your Money, Reduce Debt And Start Living by Noel Bradshaw it is a book committed to showing the reader how to be in a better position to manage your finances and save money for your future needs, it is condensed in just some pages, but it goes directly to the point and make readers see the common mistakes of budgeting that all common people do, what our needs will be in our future and how to be able to save to cover them and keep living today, is like a guide to personal normal budgeting for anyone, no need to know weird or professional terms or need to be a mathematician, just a common person. I am ignorant about finances, I have done what I thought it was better and I have found that this book has given me some important tips to go further with my budget.

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